ALM User Testimonials and Stories

More CraigsList.org Scams

Beware of loan SCAMs

ID Theft Warnings

Citibank on ID Theft

Yes.. this is a funny clip… but ID Theft is no laughing matter. Each year millions of consumers are affected by this crime. ALM Stongly combats ID Theft when dealing with independent loan broker companies online.

SBA Business Financing

Did You Know… DTI means Debt-To-Income?

Many people are confused by the multitude of abbreviations and acronyms out there when searching in the financial industry. DTI in particular is often very difficult for consumers to grasp. It is often misinterpreted as the ratio between how much debt you have and how much credit you have. This is not true. DTI is the Debt-To-Income Ratio, or how much fixed debt you have vs how much money you make. Banks look at this ratio to help determine how much more debt they feel a borrower can handle. Typically, banks like to see your DTI around 30%.

Funny Take on Banks vs Credit Unions

The Difference Between Banks & Credit Unions

Financial Tips From an Expert